0% Finance

Making your treatment more affordable


0% Finance

At Southview, we can provide access to interest-free and interest-bearing finance options that allow you to spread the cost of treatment, making it more affordable

We offer range of finance options, allowing you to choose the one that suits you best. Sound interesting? Read on to find out more!

Who can benefit?
Almost anyone, if you are over 18, below 80 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.

What can I use it for?
You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.

Please ask a member of the team for more details.

What’s the minimum and maximum I can finance?
Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £50,000.

How do I make the repayments?
Much like any other finance facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?
With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to your at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.

What are the repayment terms?
Designated members of the practice team will be able to go through the various terms with you so you can decide which option works best for you.

How do I apply?
Once your treatment plan and costs have been agreed, you’ll be able to complete an easy-to-use online credit application.

How long does approval take?
The application takes just a few minutes to complete and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.

Who is the credit provider?
The dental practice and Medenta Finance Limited are credit brokers and not lenders. All credit is provided by Wesleyan Bank Limited which acts as the lender. Wesleyan Bank and Medenta Finance Limited are part of the Wesleyan Group of companies.

For more information about the
Wesleyan Group of companies, visit www.wesleyan.co.uk/legal-disclaimer

What if the cost of treatment changes?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.

How often can I use the facility?
You can apply for finance for each course of treatment, subject to the usual credit check.

The advantages at a glance

For anyone considering using interest-free finance facilities to fund their private treatment, the advantages are clear:

  • Makes treatment more affordable – by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
  • Greater choice of treatments – by making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.
  • Payment terms to suit you – with a range of options available, you can choose the one best suited to your circumstances.
  • No upfront deposit option – with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.

To find out how you could benefit from this easy way to pay for the treatment you want, please speak to a member of the practice team.

Contact us

Finance Calculator

It's crucial to calculate the monthly and total repayment amounts before you apply for a loan. Our straightforward loan calculator below helps you discover the total cost of any loan in just a few clicks. We have 0% interest loans available over six or 12 months. Longer loans over 24 and 36 months are available at 9.9% APR. Please note, the loan calculator is intended to give an indication only.

Amount you wish to borrow

£

For how many months

APR Interest Rate

Monthly repayment

Total repayable


Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.

Credit is provided by Wesleyan Bank Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Bank Ltd (Registered in England and Wales No 2839202) Registered Office: PO Box 3420, Colmore Circus, Birmingham B4 6AE. Tel: 0800 358 1122. www.wesleyanbank.co.uk

Terms and conditions apply. Written quotations are available on request from Wesleyan Bank Limited. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18.

Wesleyan Bank Limited reserves the right to decline any application. APR and repayment details are correct at time of print.

Telephone calls may be recorded for monitoring and training purposes.

Southview Dental Care trading as Southview Dental Care is a credit broker, authorised and regulated by the Financial Conduct Authority.

This page was last updated on the 11 Aug 2020

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